The STONEGUARD ® Memorial Stone Insurance is an "All Risks" policy. Typically, claims we receive are as a result of damage from lawn mowers, falling trees and subsidence, or from preventative measures taken by local councils when they feel a memorial stone may be unsafe.
What's not covered
There are some exclusions which apply to this policy, including depreciation, wear and tear and damage caused over time by sunlight and weather. Cleaning, repair and restoration - other than that following insured damage - is also excluded.
For a summary of what is and isn't covered, click here or call StoneGuard on 0800 634 7078.